For Québec Residents
Death Insurance Plan – Summary and Sample Policy
Death Insurance Plan Factsheet
Death Savings Plan – Summary and Sample Policy
Death Savings Plan Factsheet
Growth Rates in Québec
Understanding how fast the interest crediting of your coverage is growing is no easy task. TruStage uncomplicates it all and provides the following graph for our customers in Québec who have purchased the Death Savings Plan (SPIA) and Death Insurance Plan (GIIB) products.
Your Growth Series is indicated under Coverage Type on your application. Simply match the corresponding date with your TruStage Growth Series product to find your rates. The dates below refer to the year your policy was purchased. Future rates are not guaranteed.
| Growth Series | 2003 – June 30, 2012* | July 1, 2012 – December 31, 2016* | January 1, 2017 – Current* |
|---|---|---|---|
| Premier | 4% | 1% | 0.75% |
| Provider | 3% | 3% | 2.5% |
| Protector | 2% | 2% | 1.75% |
*The growth rate is the percentage above times your coverage. This simple interest is determined once a year. Example for the Premier plan currently would be $5,000 times 0.75% or $37.50 added to the $5000 at the end of the year for $5,037.50. The percentages above indicate the year the policy was purchased. For any additional questions, do not hesitate to contact TruStage Life of Canada at 1-888-977-3752.
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