For Quebec Residents

Death Insurance Plan - Summary and Sample Policy

Death Insurance Plan Factsheet

Death Savings Plan - Summary and Sample Policy

Death Savings Plan Factsheet

Growth Rates in Quebec

Understanding how fast the interest crediting of your coverage is growing is no easy task. TruStage uncomplicates it all and provides the following graph for our customers in Quebec who have purchased the Death Savings Plan (SPIA) and Death Insurance Plan (GIIB) products.

Your Growth Series is indicated under Coverage Type on your application. Simply match the corresponding date with your TruStage Growth Series product to find your rates. The dates below refer to the year your policy was purchased. Future rates are not guaranteed.

Growth Series	2003 - June 30, 2012*	July 1, 2012 - December 31, 2016*	January 1, 2017 - Current*
Premier	4%	1%	0.75%
Provider	3%	3%	2.5%
Protector	2%	2%	1.75%

*The growth rate is the percentage above times your coverage. This simple interest is determined once a year. Example for the Premier plan currently would be $5,000 times 0.75% or $37.50 added to the $5000 at the end of the year for $5,037.50. The percentages above indicate the year the policy was purchased. For any additional questions, do not hesitate to contact TruStage Life of Canada at 1-888-977-3752.

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